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Play Penny Nickel Dime Exchange If you prefer to play with at home with real money you will need: 20 pennies, 12 nickels, and 4 dimes 1. Put all the coins together and make a bank. 2. Roll the dice and take that many pennies from the bank. 3. At the end of your turn, make any exchanges you need from the bank. 4. You must roll the exact number to grab the last pennies. When you run out of dimes the game is over PLAY with a Partner Rules: 1.Put all the coins together and make a bank 2.Take Turns. On your turn, roll the dice and take that many pennies from the bank. 3.At the end of your turn, make any exchanges you need from the bank. 4.You must roll the exact number to grab the last pennies. T5.he player who has the most money wins Have fun!